14 10, 2021

Does It Make Sense to Pay Cash for Your Next Home?

By |2021-10-14T14:37:02-04:00October 14th, 2021|Advice, Financing, Home Buying, Real Estate|

With a housing market that has been hot for more than a year now, many people are considering whether it makes sense to renovate their current abode in order to better fit current (and future) needs, or to start from scratch with a new home – especially given the ongoing historically low interest rate environment.

15 02, 2021

Is a 15-Year or 30-Year Mortgage Best?

By |2021-02-19T13:28:49-05:00February 15th, 2021|Advice, Financing, Home Buying, Home Selling, Real Estate|

With mortgage rates still at historical lows, financing – or even refinancing – a home can be enticing. When it comes to borrowing money for a home, many people automatically default to a 30-year mortgage – primarily because the payments are stretched out for a longer period of time, which can equate to a lower dollar amount that is due each month.

5 11, 2019

Closing Costs – What to Anticipate as a Buyer or a Seller

By |2019-11-07T15:09:16-05:00November 5th, 2019|Closing Costs, Financing|

Whether you’re buying or selling a home, you can typically expect to pay at least some amount of money in the form of closing costs. These costs can include the long list of fees for the services that are related to researching the home’s title, finalizing the mortgage, and inspecting and appraising the property. The [...]

1 10, 2019

Don’t Leave Money on the Table When You Secure Your Next Home Mortgage

By |2019-10-03T16:47:47-04:00October 1st, 2019|Advice, Financing|

It has been estimated that roughly one-third of home mortgage borrowers unknowingly leave thousands of dollars one the table by not shopping around and comparing rates for the best loan, as well as the added loan acquisition fees. In fact, according to a recent Fannie Mae study, 34% of first-time home purchasers get a quote [...]

20 08, 2019

Being Pre-approved vs Pre-qualified for a Mortgage – There IS a Difference

By |2019-08-20T09:52:39-04:00August 20th, 2019|Advice, Financing|

Buying a new home is typically one of the largest purchases anyone makes during their lifetime – and because of that, it will oftentimes require financing (usually a mortgage) from a bank or other lender. Having your financing lined up before you even start looking at potential properties can help you to narrow down the [...]