About Patrick McCarthy, Realtor

I grew up in the Bowie-Crofton area with my 3 other siblings. As the middle child, I have a natural talent for negotiating! I moved to the Annapolis area for several years after I graduated college, and I currently reside in Arnold with my wife, son, and daughter.
17 09, 2019

Home Mortgage Options for U.S. Military Members and Veterans

By |2019-09-19T15:32:32-04:00September 17th, 2019|Advice, Home Buying|

If you’re currently serving in the United States military, or if you are a veteran who served in the past, you have a number of home-buying benefits that are available to you. These include mortgage loan options. For instance, with a Veterans Administration home loan, there are looser credit requirements. So, these loans can be [...]

3 09, 2019

Looking for a Senior Community in Bowie or the Surrounding Area? What You Need to Know Before Your Make a Commitment

By |2019-09-05T11:15:12-04:00September 3rd, 2019|Home Buying|

If you’ve been thinking about downsizing and are focusing on moving to a senior community, there are some things you need to know before you move forward. These include physical, financial, and emotional factors. First and foremost, not all senior communities are apartment or condo-style. In fact, there is a wide range of single-family senior [...]

20 08, 2019

Being Pre-approved vs Pre-qualified for a Mortgage – There IS a Difference

By |2019-08-20T09:52:39-04:00August 20th, 2019|Advice, Financing|

Buying a new home is typically one of the largest purchases anyone makes during their lifetime – and because of that, it will oftentimes require financing (usually a mortgage) from a bank or other lender. Having your financing lined up before you even start looking at potential properties can help you to narrow down the [...]

16 07, 2019

Faced with a Bidding War on Your Dream Home? How to Get the Seller to Pick You – Even If Your Offer is for a Lower Price

By |2019-07-18T12:31:23-04:00July 16th, 2019|Advice, Home Buying|

After searching the area for months, you’ve finally found the perfect home for you. But unfortunately, there is someone else who also feels the very same way, and you’re now on the cusp of an outright bidding war. Now what? While a bidding war is typically a seller’s dream scenario, the reality is that it [...]

2 07, 2019

Think You Can’t Afford to Buy a Home? You May Actually Be in a Better Buying Position than You Realize

By |2019-07-03T21:53:53-04:00July 2nd, 2019|Advice, Home Buying|

If you have the itch to convert from a renter to a homeowner, but you’re afraid that you can't afford the monthly costs, you could resort to “house hacking” in order to move yourself closer to your ultimate goal. There are a number of creative strategies that you may be able to use that could [...]

18 06, 2019

Finding the Best Mortgage Lender Online

By |2019-06-20T17:03:41-04:00June 18th, 2019|Financing|

For most people, buying a home is the biggest purchase of their life – and it is one that more often than not will require you to borrow at least some amount of the purchase price. Thanks to the Internet, it is now easier to compare interest rates, and even fill out a mortgage loan [...]

21 05, 2019

Putting Your Home on the Market this Spring? Here’s the Good, the Bad, and the Potentially Ugly

By |2019-05-24T16:22:32-04:00May 21st, 2019|Advice, seasonal advice|

The spring and summer months have traditionally been the peak time for putting a home on the market. This is particularly the case in areas that can have cold and snowy winters, as ice and slush don’t make for very enjoyable home shopping. But, even though potential buyers are certainly more plentiful in warmer weather, [...]