About Patrick McCarthy, Realtor

I grew up in the Bowie-Crofton area with my 3 other siblings. As the middle child, I have a natural talent for negotiating! I moved to the Annapolis area for several years after I graduated college, and I currently reside in Arnold with my wife, son, and daughter.
15 02, 2020

Home Décor Trends for 2020

By |2020-02-20T15:41:18-05:00February 15th, 2020|decorating, Staging|

If you’ve considered the idea of moving to a new home, but the time just doesn’t seem right, you may want to consider giving your current residence a makeover instead. Before you get started, though, it is important to have a good understanding of the home décor trends that are “in” and “out” for 2020. [...]

21 01, 2020

What Homeowners Can Deduct on Taxes for 2019

By |2020-01-20T10:35:32-05:00January 21st, 2020|Tax|

With the 2019 holiday season now behind us, we’ve officially rung in a new year, and a new decade. That means it will soon be time to start gathering information and preparing for your upcoming taxes. Over the past few years, there have been some significant revisions in the U.S. tax law. So, without having [...]

5 11, 2019

Closing Costs – What to Anticipate as a Buyer or a Seller

By |2019-11-07T15:09:16-05:00November 5th, 2019|Closing Costs, Financing|

Whether you’re buying or selling a home, you can typically expect to pay at least some amount of money in the form of closing costs. These costs can include the long list of fees for the services that are related to researching the home’s title, finalizing the mortgage, and inspecting and appraising the property. The [...]

15 10, 2019

How Would Another Recession Impact Real Estate?

By |2019-10-17T10:44:04-04:00October 15th, 2019|Advice, Real Estate|

With fears increasing about the possibility of another U.S. recession, many homeowners and investment property owners alike are seeking ways to keep the value of their properties from plummeting like they did in 2008. In August (2019), the Chairman of the Federal Reserve noted the possibility of lowering interest rates. But it was also stated [...]

1 10, 2019

Don’t Leave Money on the Table When You Secure Your Next Home Mortgage

By |2019-10-03T16:47:47-04:00October 1st, 2019|Advice, Financing|

It has been estimated that roughly one-third of home mortgage borrowers unknowingly leave thousands of dollars one the table by not shopping around and comparing rates for the best loan, as well as the added loan acquisition fees. In fact, according to a recent Fannie Mae study, 34% of first-time home purchasers get a quote [...]

17 09, 2019

Home Mortgage Options for U.S. Military Members and Veterans

By |2019-09-19T15:32:32-04:00September 17th, 2019|Advice, Home Buying|

If you’re currently serving in the United States military, or if you are a veteran who served in the past, you have a number of home-buying benefits that are available to you. These include mortgage loan options. For instance, with a Veterans Administration home loan, there are looser credit requirements. So, these loans can be [...]