About Patrick McCarthy, Realtor

I grew up in the Bowie-Crofton area with my 3 other siblings. As the middle child, I have a natural talent for negotiating! I moved to the Annapolis area for several years after I graduated college, and I currently reside in Arnold with my wife, son, and daughter.
11 06, 2021

Is Now Really a Good Time to Buy a Home?

By |2021-06-16T14:19:00-04:00June 11th, 2021|Advice, Home Buying, Real Estate|

With all of the action going on in the real estate market, it could be a good time to purchase a new home – especially given the low mortgage rates. But before you make a decision about what is oftentimes the largest purchase of a lifetime, there are some other factors to consider, particularly with rising home prices and a shortage of properties for sale.

15 02, 2021

Is a 15-Year or 30-Year Mortgage Best?

By |2021-02-19T13:28:49-05:00February 15th, 2021|Advice, Financing, Home Buying, Home Selling, Real Estate|

With mortgage rates still at historical lows, financing – or even refinancing – a home can be enticing. When it comes to borrowing money for a home, many people automatically default to a 30-year mortgage – primarily because the payments are stretched out for a longer period of time, which can equate to a lower dollar amount that is due each month.