Patrick McCarthy Real Estate Blog – Home Buying Category

You've found a great house and you're considering putting in an offer...but then you notice something on the Sellers Disclosure Statement... When purchasing a new home, it's easy to get carried away if you find one that meets all your needs. In some ways, when you first "meet" the home, it can be a bit [...]

Based on information from the National Association of Realtors “2016 Profile of Home Buyers and Sellers,” the hardest part of purchasing a new home is coming up with the funds that are needed for its down payment. In many cases, the purchaser of a home that is being financed will need at least 5 to [...]

Since the economic crisis of 2008, getting a home mortgage has been a bit more difficult for many home purchasers. In fact, gone are the days of simply signing on the dotted line with no real financial qualifications. The good news is, though, that interest rates are, for the most part, still at historical lows. And, [...]

You've found the house of your dreams and you are ready to make an offer. It's in the ideal location, and the property and yard are absolutely perfect. The only problem is that you don't have an ample amount of cash on hand, so you may need to borrow some - or all - of [...]

Living in and around some of the first settled areas of our country can be exciting. There are so many reminders of where we first began, and so much to learn from our forefathers. The beauty of the architecture can also be amazing - especially if you have the opportunity to purchase a historic home. [...]

Shopping for a home can be exciting. You just never know when the house of your dreams will come along. But, when it does, you will want to be ready to make an offer on it - so that it doesn't turn out to be the "one that got away." One of the best ways [...]

Today, there are millions of Americans who are saddled with student loan debt. If you were born between the early 1980s and the early 1990s, you may be one of them, but you also may be wanting to purchase your first home - and that will likely require a mortgage. The reality is that your [...]